Home Loan Programs
First National Bank of America is the bank you come to when you need a lender you can trust to find a solution that fits you!
Self-Employed Borrowers
Unlike traditional banks and mortgage lenders, First National Bank of America makes getting a mortgage for self-employed business owners simple. With our alternative income documentation options like utilizing your Profit & Loss statement or your Bank Statements, getting approved is easy!
ITIN Borrowers
First National Bank of America is committed to helping people achieve responsible home loans. We specialize in Non-QM lending and have great solutions for people that have an Individual Tax Identification Number (ITIN) but no SSN, who are looking to buy a home or want to refinance an existing mortgage. All of our loan programs are available to ITIN borrowers in all 50 states.
Mortgage after a Recent Bankruptcy or Foreclosure
At First National Bank of America, we know that Life happens! We can help you obtain a mortgage after bankruptcy, foreclosure or any other credit event. Our experienced team of professionals are dedicated to finding a mortgage solution that fits you.
Qualify with Alternative Income
First National Bank of America offers 5 ways to document your income for every loan program:
Profit and Loss statements
Bank Statements: Traditional or Expense Ratio
Asset Depletion
Ready Asset
Full Documentation